Pag-IBIG Housing Loan Calculator

This simple tool helps you estimate your monthly amortization when applying for a Pag-IBIG Housing Loan. Just enter your property value, choose your repayment term, and input the interest rate. The calculator will show you your monthly payment, loanable amount, estimated equity, and the required gross monthly income based on your inputs.

Just like the official Pag-IBIG loan calculator, this tool helps you understand how your monthly dues are calculated. We’ve also added extra details like estimated insurance and gross income to give you a clearer picture of what to expect.

Pag-IBIG Housing Loan Calculator

📌 Reminder:

This calculator is made to help you estimate your monthly Pag-IBIG housing loan payments. It is based on the official formula and provides a close approximation.

However, results shown here are for reference only and may differ from the actual figures you will get from Pag-IBIG Fund. For accurate computation, latest rates, and eligibility confirmation, we recommend that you visit your nearest Pag-IBIG branch or contact their customer service directly.

Interest Rates Table

Here are our rates, effective January 2025:

Interest Rate Repricing Period
5.750% 1 year
6.250% 3 years
6.500% 5 years
7.125% 10 years
7.750% 15 years
8.500% 20 years
9.125% 25 years
9.750% 30 years

📌 For latest updates, visit the official Pag​‑IBIG Fund site:
https://www.pagibigfund.gov.ph/availmentofnewloan.html

Note: We regularly monitor the official Pag-IBIG Fund website to keep the interest rate table updated for your reference.

Last modified date: 6/14/2025